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Owner (Seller) Financed Homes in the Poconos

What is a Poconos Owner Financed Home ?

Having problems qualifying because of increasingly difficult bank mortgage guidelines, or credit problems ? Owner financing has always been here and in this market is the perfect way for you to get the home you want. Simply, if you have the income (a job) to pay the mortgage and have a reasonable down payment, like at least 20% of the purchase price, owner financing may be the best option for you.

Why Buy an Owner Financed Home?

  • Easier to qualify, but be prepared to fill out a mortgage application.
  • Less paperwork and less hassles. Owners make the decision themselves.
  • No hidden fees
  • Quick closings
  • Payments can include property taxes and insurance

    How Does an Owner Financed Purchase Work?

    Owner financed home purchases usually require employment, income verification and often a completed mortgage application to make sure that the buyer can afford the monthly payments. Some owner financing requires a balloon payoff so.. the seller (and you) will want to be sure you will qualify at the end of the mortgage term term. Next, an agreement is drafted by your agent or attorney, the deposit fee is paid in order to secure the current purchase price. Title insurance is ordered and the seller financed property closes.

Owner Financed Home Search
To view any home - Call Rick Golden at USA Realty 570-517-2428

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Pocono Real Estate Broker Agent Info: Rick Golden, Broker. 40 years in Poconos Real Estate. Over 1150 closed transactions. Retired CEO of Westwood Construction - 173 custom homes. Retired VP Real Estate, Camelback Ski Corporation responsible for 350 homes on Camelback Mountain.

Previous Experience: Director- Pocono Builder's Association. US HOME sales. EP Carroll Construction sales at Lake Naomi. Author of "The 20 Golden Rules of New Home Marketing". Degrees: "Certified New Home Sales Professional", "Understanding Housing Markets and Consumers," "Marketing Strategies, Plans and Budgets" "Lifestyle Advertising, Promotion Strategies", "How to Organize a Construction Company" and the "Lee Evans Executive Level (Presidential) Seminar" with the CEOs of the top 20 U.S. Residential Homebuilding Companies.

USA Realty 570.517.2428
Call
Rick With Your Poconos Real Estate Questions


POCONOS REAL ESTATE EMAIL US
3076 Valhalla View, East Stroudsburg, PA 18301
570-517-2428

The information on this web site has been made available by the MLS through USA Realty PA license RB066233 and may not be the listing of the provider. The data relating to real estate for sale on this web site includes listings held by MLS-IDX Participants of the Internet Data Exchange program of the Multiple Listing Service of the Pocono Mountains Association of Realtors. All listing data is the copyrighted property of the aforesaid Association and its MLS-IDX Participants with all rights reserved. It is not Guaranteed to be accurate.