Poconos Real Estate
Presented by USA Realty - Poconos Office 570-517-2428
Owner (Seller) Financed Homes in the Poconos

What is a Poconos Owner Financed Home ?

Having problems qualifying because of increasingly difficult bank mortgage guidelines, or credit problems ? Owner financing has always been here and in this market is the perfect way for you to get the home you want. Simply, if you have the income (a job) to pay the mortgage and have a reasonable down payment, like at least 20% of the purchase price, owner financing may be the best option for you.

Why Buy an Owner Financed Home?

  • Easier to qualify, but be prepared to fill out a mortgage application.
  • Less paperwork and less hassles. Owners make the decision themselves.
  • No hidden fees
  • Quick closings
  • Payments can include property taxes and insurance

    How Does an Owner Financed Purchase Work?

    Owner financed home purchases usually require employment, income verification and often a completed mortgage application to make sure that the buyer can afford the monthly payments. Some owner financing requires a balloon payoff so.. the seller (and you) will want to be sure you will qualify at the end of the mortgage term term. Next, an agreement is drafted by your agent or attorney, the deposit fee is paid in order to secure the current purchase price. Title insurance is ordered and the seller financed property closes.

Owner Financed Homes for Sale Search


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Featured Agent: USA Realty USA Realty

Experts for over 41 years, with specialties in suburban living, lakefront homes and log homes, we have an unmatched knowledge of the Poconos region from Delaware Water Gap to Camelback to Lake Naomi and Pinecrest Lake Club to Skytop and Lake Wallenpaupack. We offer real estate services for East Stroudsburg, Stroudsburg, Tannersville, Mt Pocono, Canadensis, Tamiment, Portland PA and Pocono Farms.

Phone: (570) 517-2428 | Address: 3076 Valhalla View, East Stroudsburg, PA 18301

Agent Info: Rick Golden, Broker. 40 years experience in Poconos Real Estate and over 1150 closed transactions. Retired CEO of Westwood Construction with over 170 custom homes constructed in the Poconos Mountains. As VP of Real Estate, responsible for the marketing / construction of over 350 homes on Camelback Mountain.

Previous Real Estate Experience includes: director of the Poconos Builder's Association, the US HOME sales team, building homes with EP Carroll Construction at Lake Naomi and the author of the trade book "The 20 Golden Rules of New Home Marketing". I have degrees from programs such as "Certified New Home Sales Professional", "Understanding Housing Markets and Consumers" "Marketing Strategies, Plans and Budgets" "Lifestyle Advertising, Promotion Strategies" "How to Organize a Construction Company" and I have attended the "Lee Evans Executive Level (Presidential) Seminar" series with the CEOs of the top 20 U.S. Residential Homebuilding Companies.

USA Realty 570 517 2428 Email Rick with Your Poconos Real Estate Questions


POCONOS REAL ESTATE | EMAIL
3076 Valhalla View, EAST STROUDSBURG, PA 18301 570-517-2428

The information on this web sitehas been made available by the MLS through USA Realty PA license RB066233 , a leading Poconos Mountains Real Estate Brokerage, and may not be the listing of the provider. The data relating to real estate for sale on this web site includes listings held by MLS-IDX Participants of the Internet Data Exchange program of the Multiple Listing Service of the Pocono Mountains Association of Realtors. All listing data is the copyrighted property of the aforesaid Association and its MLS-IDX Participants with all rights reserved. It is not Guaranteed to be accurate