Realty is a boutique Poconos Homes for Sale real estate company
with a team of agents specializing in all kinds of Poconos properties.
Our Realtors provide relocation counseling, vacation home buying
advice, retirement home advice, personal attention, and market
expertise. On our site you can customize your search for Poconos
Homes for Sale, find neighborhood descriptions, and read the
latest information about buying a home in the Poconos Mountains
region of Northeastern, PA/
often Poconos home buyers start with finding the right neighborhood.
Since there are aver 200 from which to choose, you can get some
suggestions on where to start from an experienced Poconos real
estate agent at USA Realty. Call 570 517 2428 with a short description
ofyour ideal home and lifestyle and one of our agents will help
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company web sitealso offers insider information on many Poconos
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you'd like more information about relocation, luxury real estate,
waterfront homes, or vacation properties in the Poconos, please
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Don't Forget to Factor in these Extra Costs of Owning a Pocono Home
Paying for the mortgage isn't the only expense that you will need to consider when you are buying a Poconos home. There are many other costs that you will have to think about and these can come as a shock if you haven't planned ahead for them. Some very enthusiastic first-time homeowners will gloss over these costs and later find out that their budget and paycheque is overwhelmed.
Here are a few of the costs that you should consider when you are becoming a homeowner for the first time.
Once a home purchase is complete, you will have a whole new series of additional costs concerned with moving into your new home . You might be able to ask your friends for a favor, but you may have to spend thousands on a moving company to get all of your things to your new home. You will also have to pay for gas to drive back and forth to your new home during the purchase and move in process and perhaps also cover the cost of a hotel stay on the way if you are moving across the country.
Real Estate Taxes
The amount of real estate taxes that you pay will vary depending on the state that you live in. In Pennsylvania taxes are generally in the 2.5 to 3 % of value per year range. In the Poconos it will depend upon the county or school distrct in which you are buying.
Don't forget that you will also need to pay for your heating costs in winter, air conditioning in summer and your lights and internet all year round. Your utilities can really add up, so if you don't factor them into your budget you will be in for a surprise.
You will also need to factor in the costs of repairing your home, such as when an appliance needs to be replaced or something needs fixing. A general rule of thumb is that every homeowner should budget at least 1% of the purchase value of the home to cover remodelling and home maintenance.
Also, don't forget about landscaping and lawn care. If you pay a landscaping company to take care of your property it could cost around $30-$50 per week. If you do it yourself the costs will be lower, but you will need to pay for the equipment and supplies and spend a lot of your valuable time.
The good thing about purchasing in the Pcoonos is that there are neighborhoods where maintenance is included in your monthly community fees. Places like Northridge at Camelback, Snow Ridge Village, Pinecrest Lake and Golf Club, LaBar Village, Stones Throw Townhomes, Crystal Park and a few other include some or all of the exterior maintenance in their monthy fees.
Interest on Your Mortgage
When you are considering your budget for homeownership, you will also need to factor in the amount that you will pay in mortgage interest over the duration of the home loan. The interest rate on your mortgage will of course change over time, depending on the mortgage that you select.
These are just a few of the extra expenses that homeowners need to factor into their budget when buying a Pocons area home. If you have any more questions about home ownership, call us at 570-517-2428 or email me at firstname.lastname@example.org.